Independent · Free · Updated for 2026

Car costs, explained with real numbers

Free calculators and plain-English guides for buying, financing, insuring and maintaining your car, with every figure checked against official sources.

  • Sources on every article
  • Reviewed every 3 months
  • No sign-up needed

Free car calculators

Standard formulas, sourced data and no sign-up. New tools appear here automatically.

All calculators →

Car Depreciation Calculator

Free car depreciation calculator: see what your car is worth today and over the next 10 years, adjusted for mileage, EV/truck/SUV type, condition and your loan.

Totaled Car Value Calculator

Free totaled car calculator — estimate your car’s ACV, check your state’s total-loss threshold, see your loan gap, and learn how to negotiate a fair settlement.

IRS Mileage Rate 2026 Calculator

Free IRS mileage rate 2026 calculator. Correctly splits the year at July 1 — 72.5¢ to 76¢ for business — for accurate deductions and reimbursement.

Auto Loan Calculator Texas

Free auto loan calculator for Texas. Get your monthly payment with accurate TX sales tax, SPV rules, title and registration fees built in.

Tag Title Tax Calculator Oklahoma

Free tag title tax calculator for Oklahoma. Estimate excise tax, registration fees, trade-in credit, EV fees and tire recycling fees in seconds.

0-60 Calculator

Free 0-60 calculator. Estimate your car’s 0-60 time from horsepower and weight or a quarter-mile time, adjusted for elevation, drivetrain and gearing.

Car Insurance Calculator

Free car insurance calculator. Estimate your car insurance cost by state, age, driving record and credit, and see if your rate is too high.

Car Payment Calculator With Down Payment & Trade-In

Free car payment calculator with down payment, trade-in, sales tax and fees. See your monthly payment, total interest and how much putting more down saves you.

Commute Cost Calculator

Find out what your daily commute really costs. Enter your distance, mileage and fuel price to see your true fuel spend per day, week, month and year.

Car Comparison Calculator

Compare two cars side by side and see which one really costs less to run. Enter each vehicle’s mileage to get your exact fuel saving per trip and per year.

Fuel Cost Calculator

Calculate the exact fuel cost of any trip in seconds. Enter your distance, mileage and fuel price in any currency to get cost per trip and per person.

Browse by topic

Guides and tools grouped by what you are trying to do.

Reliability Guides

Which model years to buy and which to avoid, based on NHTSA recall and complaint data.

Electric Vehicles

Charging, running costs and the 2026 tax-credit picture, without the hype.

Where our numbers come from

Why you can trust what you read and calculate here.

Official sources

We check facts against NHTSA, the EPA, the EIA, the IRS, state agencies and manufacturer documentation, and list sources on every article.

Transparent math

Every calculator uses standard formulas that run in your browser. The math and data behind each tool are published.

Kept current

Pages with prices, rates, premiums or tax rules are reviewed at least every three months and show their last-updated date.

Independent

We are not a dealer, lender, insurer or repair shop. The site is ad-supported, and advertisers never influence what we write.

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